Health Insurance Philippines.

Health insurance in the Philippines

Health Insurance in The Philippines, International Health Insurance and Medical Evacuation Insurance

You may very well be able to pay for emergency room and outpatient visits out-of-pocket. Medical services cost far less than in the U.S. so you may find that you could pay for hospital stays as well. But, to cover the possibility of long hospital stays, treatment or medical evacuation you may want to consider getting an insurance policy.
Find out about health and travel insurance in the Philippines. 

Some Philippine insurance carriers are PhilHealth (for Filipinos) and Pacific Prime (international insurance). I have contacted Pacific Prime and a senior consultant emailed me rates promptly.
Some more international insurance carriers are  Allianz, Bupa International, Cigna, and HealthCare International.

From the US Travel.State.Gov web site:

"MEDICAL INSURANCE: You can’t assume your insurance will go with you when you travel. It’s 

very important to find out BEFORE you leave whether 

or not your medical insurance will cover you overseas. 

You need to ask your insurance company two 

questions:

• Does my policy apply when I’m out of the United States?
• 
  
• Will it cover emergencies like a trip to a foreign hospital or a medical evacuation?

In many places, including in the Philippines, doctors 

and hospitals expect payment in cash at the time of 

service. Your regular U.S. health insurance may not 

cover doctors’ and hospital visits in other countries. 

Medicare, for instance, does not cover care received 

outside of the United States or its territories. If your 

policy does not go with you when you travel, it’s a very 

good idea to take out another one for your trip. For 

more information, please see our medical insurance 

overseas page."

I have heard that Medicare may cover emergencies which occur while you are traveling outside the USA. So, check with your insurance company regarding coverage.

Check out this worldwide health map. It reports outbreaks, etc.

Learn about Hospitals, Clinics, Doctors and health care in the Philippines.

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This article will be expanded upon. Please check back for more information about health insurance or medical insurance in the Philippines. Last updated June 4, 2022.