Get Out Of Debt In Philippines

Get Out Of Debt

Get Out Of Debt

Contrary to some "popular" advice, do not go into debt to make money! Don't borrow money to "make" money. Save money to build a stash of money to use for future projects. Do you want a better dwelling to live in, to raise a family in? Want a motorcycle, tricycle,

jeepney or car? Wait until you have saved enough money to pay cash for it!

Plan to start paying off your smallest debts first. Pay the smallest first, then the next and next larger debt and then the largest debt you owe. Finally you will be FREE of debt slavery! Don't ever look back. Look forward to a new life!

Russell H. Conwell

Save Money, Timeless Advice

Every time you get some money, save some money.

Russell Conwell wrote a famous book titled "Acres Of Diamonds."

Save 10% of your income each time you get paid and don't spend it. A little self discipline goes a long way. 

Be happy and satisfied with what you have now. The future will be better.

Your perseverance will grow acres of diamonds in your back yard.

When you have saved enough money then, and only then, buy some things you want.

 What Millionaires Know That The Poor Don't

Don't borrow money from Bumbays!
Don't borrow money from banks.
How to use banks in the Philippines.

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This article will be expanded upon. Please check back for more information about get out of debt in the Philippines. This page last updated June 3, 2022.

Indians In Philippines

Indian Sikh Punjabi

Indian Bumbay in Philippines




These videos are in jest, not to disparage Indians in the Philippines. They are pleasant people who provide services and contribute to the local economy.
Excluding the illegal immigrants, there are over 50,000 Punjabis in the Philippines as of 2016.From Wikipedia.
Indian restaurants In Manila

Little India Healthy Cuisine
10 Best Indian Restaurants in Manila
I love Indian food. I once flew Air India from Toronto to Birmingham, UK and slept most of the way across the Atlantic Ocean. The cabin crew was so kind, they waited until all passengers had deplaned. A young stewardess tapped my shoulder and said "sir, we have arrived." Before I went to sleep they had served an Indian snack which tasted sooo good, I made the mistake of not saving the bag it was in. I have not found it again. When I arrived at customs there were only two men in front of me. Apparently they had slept across the Atlantic Ocean also. We sailed through customs!  
Living in a Squatter Area
For a couple years I lived with my wife and her family in a "squatter" area. They had "rights" to the small two bedroom dwelling (of around forty square metres).
My relatives had a small canteen nearby where they served breakfast, lunch, and supper to tricycle drivers. Some executives, from offices across the street, would come for lunch. My wife's Mother would borrow money, "for capital" from an Indian Bumbay from time to time. He would come as a rider on a motorcycle and knock on their door. They would make a payment to him and off he would go to his next customer.

Entrance to compound where we lived for 2 years.In Paranaque City, Metro Manila.

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This article will be expanded upon. Please check back for more information about Indians in the Philippines. This page last updated July 8, 2022.

Electric Vehicles Philippines

Electric Car

Lucky Lion E-Bike (Tri Cab)

Electric Vehicles In The Philippines

We bought a used Lucky Lion, like the one in the picture above, nearly four years ago. We and our nannys use it inside our gated community and occasionally to go buy vegetables from vendors outside our gates. We use our Honda Odyssey van to travel on the public roads. 

We have had to buy a new battery, fix some cables, the hand brake and paid for home service to replace the front two wheel bearings.

For our purposes we are are satisfied with charging it by plugging it

in the outlet in our carport (called a garage by Filipinos).

ZigWheels has a good review about electric vehicles and some that are coming soon to the Philippines.

The government thinks that electric vehicles are the Future of Philippines industries.

Well according to the following video, that is debatable.

Cheapest cars to maintain in the Philippines. 

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This article will be expanded upon. Please check back for more information about electric vehicles, electric cars in the Philippines. This page uploaded May 28, 2022.

Tours of Philippines

Tours of the Philippine Islands

Tripadvisor The 10 Best Philippines Tours

Tour Radar Philippines Tours And Trips

Expedia places to see in the Philippines           

Check out these important Guidelines For Travel to the Philippines, from the Embassy of the Philippines in Singapore.

And here is an excerpt from the U.S. Embassy in Manila (scroll down to "Entry and Exit Requirements").

Tours By Locals.

See why It's More Fun In The Philippines.

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This article will be expanded upon. Please check back for more information about tours in the Philippines. This page first uploaded May 10, 2022. Last updated June 3, 2022.