Home Loans Philippines

Get a housing loan.

Home Loans in the Philippines

Ready to buy a home or condo?

Should you ask a banker, a property broker or a mortgage broker to advise you about getting a home loan?

Find out why Ryan Ong says Mortgage  Brokers Get You The Cheapest Loans.
It appears that is probably a good way to save money.

How to find a good, licensed mortgage broker and read the good advice at this link. Do not trust every broker, read what to watch out for.

It is essential to have a Filipino attorney advise you and review all of your real estate and loan documents before entering into a loan or a property purchase agreement.

Ask questions of your property agent, banker and/or the property developer regarding a loan. But it appears it will be best to rely on the assistance of a mortgage broker to arrange the lowest rate home loan.

If you cannot find a mortgage broker, then it will be up to you or your attorney to check mortgage rates at several banks. Find the lowest rates. Read about money and banks in the Philippines.

Whatever you do, don't buy a home or condo near a

pig farm or chicken farm.
You will probably get sick enough that you will need to know about hospitals and doctors in the Philippines. This is why it is a good idea to purchase property in a better location far away from pigs and chickens.

Oh, don't forget to check and see if any neighbors of a property raise hogs in their yards.

Foreigners are not permitted to purchase land or houses in the Philippines.

But, if you are married to a Filipino, your spouse may purchase land, houses and condos.

Foreigners are permitted to purchase condominiums in the Philippines.

Read more about buying property in the Philippines.

Was this article helpful?

If you have found this article helpful, have suggestions, advice or insights please "comment" below.

Disclaimer: I am not a mortgage broker or lender.

This article will be expanded upon. Please check back to read more about home loans, bankers, property agents and mortgage brokers in the Philippines. Last updated July 18, 2022.

Buying USA Real Estate Properties.

You may buy condos, houses and land in the USA.

Real Estate in the United States

Click Image. Top 10 Apps To Use!

Purchase condominiums, town houses and single-family homes in the USA. 
One way to find properties for sale in Florida and the USA.

A good, licensed, real estate broker (like me) or a real estate attorney can assist you with the ins and outs of buying or selling USA properties.

Unlike in the Philippines a foreigner can purchase a condo, house, townhouse or land in his own name.

Be sure to hire an attorney to review your purchase plans and to review all documents before finalizing a purchase. Ask the attorney to verify the history of the title the seller holds to the property. Real estate can be tricky, so protect yourself by seeking advice of professionals.

Subscribe to my Florida real estate blog to get updates about Florida real estate.

Subscribe to my Florida real estate blog.

Most houses and apartments in the USA do not have steel bars at the windows or steel gated car parks. Also, most are not in gated communities.

Use a licensed mortgage broker to assist you in finding a low rate home loan.
Even if you use a mortgage broker be sure to do your own research regarding low rate home loans.

Find Real Estate in Florida, USA. The climate in Florida is similar to the Philippines.

Many Filipinos live in Florida. Florida is at the Southeastern corner of the USA.

Florida, USA Real Estate

I was the broker at a Florida real estate company with a website serving local and foreign buyers, sellers, landlords and tenants. The site featured all 50 States of the USA and nearly 200 countries.

Buying or selling real estate in Florida, USA.
Condos on Clearwater Beach, Florida, USA

If you are interested in purchasing property in the USA visit our web site. At our site you may search properties in all 50 states of the USA. If you use the "Search For Homes" bar to find Florida properties, enter a zip code (look up Florida zip codes) into the "Location" field at the top left of the resulting page. You may also use the "Search This Site" field to enter the name of the state you are interested in.

I will be happy to assist you in getting more information about properties located anywhere in the U.S.A. I assist local and foreign buyers and sellers.

I lived in the Philippines for about 5 years and my wife is a Filipina. We can relate to you. We speak fluent English and Filipino.

Clearwater Beach has a beautiful white sand beach on the Gulf of Mexico, in the Tampa Bay area. Here you will find a wide variety of fine hotels and beautiful sunsets. "Sunsets at Pier 60" is a favorite of locals and tourists. The climate is similar to Manila, Philippines. Manila is usually hotter though, because it is about 13 degrees latitude closer to the Equator.

View pictures of Clearwater, Florida.

Check out my blog about visiting Florida, USA.

Weather in the Tampa Bay area is similar to weather in the Philippine Islands. However, in the Fall and Winter temperatures can get pretty chilly.

 Interested in buying property in another state?

Contact me and I will use my expertise to locate an experienced real estate broker in that area.
This can save you a lot of time and trouble.

Prices are still depressed in the USA. The real estate market hit a low in about 2007 and has not fully recovered yet. There are many good deals to be had now. However, the recovery has begun so do not delay if you are seeking to buy US real estate.

If you have a property you want to sell and would like to see if featured in this blog, contact me.

If you are considering buying property in the Philippine read this.

The latest news about Real Estate in the U.S.A.

Was this article helpful?

If you have found this article helpful, have suggestions, advice or insights please "comment" below.

This article will be expanded upon. Please check back to read more about buying or selling real estate in the USA. Last updated June 4, 2022.